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- Total Questions: 120
- Updated on: Oct 09, 2026
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- Total Questions: 120
- Updated on: Oct 09, 2026
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- Total Questions: 120
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Waiting for people, riding a bus — dead time becomes prep time. The Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) online engine from ActualTestsIT works anywhere on any device: 120 practice questions for the Hawaii-Life-Producer exam, no limitation.
Insurance Licensing Hawaii-Life-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Retirement and Other Life Insurance Concepts | 8% | - Retirement plans
- Third-party ownership - Tax treatment of insurance premiums, proceeds, and dividends - Social Security benefits - Group life insurance
|
| Topic 2: Life Provisions, Riders, Options, and Exclusions | 15% | - Policy exclusions
|
| Topic 3: Completing the Application, Underwriting, and Delivering the Policies | 12% | - Contract law
|
| Topic 4: Hawaii Laws and Rules Common to Life, Accident and Health, Property, Casualty and Personal Lines Insurance | 23% | - Marketing practices
|
| Topic 5: Hawaii Laws and Rules Pertinent to Life Insurance Only | 12% | - Credit life - Policy clauses and provisions
- Marketing methods and practices
|
| Topic 6: Types of Policies | 15% | - Combination plans and variations
|
Hawaii-Life-Producer Exam FAQ — Professional Answers
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The Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) is delivered Computer-based examination at a Pearson VUE test center or through Pearson VUE OnVUE online proctoring. Test-center exam codes: InsHI_Life01. Online-proctored exam code: OPLife01. The examination consists of a 75-minute General section and a 45-minute Hawaii State section., so pick the arrangement that fits your schedule.
Yes — download the free trial of the Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) material before you buy. Members then enjoy free updating for 365 days, with new versions emailed promptly; renew afterward at 50% off.
The Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) is Insurance Licensing's certification exam for Hawaii Resident Insurance Producer License - Life Line of Authority, at the State Insurance Producer Licensing Examination level. As a major exam recognized by most companies, it proves your IT ability to employers — including the big international ones. Related credentials include Hawaii Resident Insurance Producer License, Hawaii Life Producer License.
The Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) blueprint covers 6 domains — including Types of Policies (15%), Hawaii Laws and Rules Pertinent to Life Insurance Only (12%), Life Provisions, Riders, Options, and Exclusions (15%). Pay attention to the key points where weightings concentrate; the full outline above lists every subtopic.
$75 per attempt, 70 (scaled score) to pass. Half the effort works only with the right focus — rehearse with the 120 practice questions for the Hawaii-Life-Producer exam at ActualTestsIT before booking.
Candidates must be at least 18 years old to be licensed. Hawaii does not require a specific pre-licensing education program or otherwise pre-screen examination candidates. Initial resident producer applicants generally must pass the required examination, complete fingerprinting, and submit the license application. Examination exemptions may apply to certain previously licensed or qualified applicants. Eligibility rules are updated periodically, so verify the current requirements on the official page (official Hawaii-Life-Producer exam page) before registering.
Files arrive by automatic email within a minute of payment — unlimited devices, and 24/7 customer assisting for any downloading or purchasing problem if nothing shows up within 2 hours. If you get a bad result on the corresponding Hawaii-Life-Producer exam within 60 days of purchase, the money is fully refunded: send a scanned enrollment slip plus the official Score Report PDF within 2 days of the exam, processed within 7 days. Excluded: exams within 3 days of purchase, candidate names that don't match the payer, and free or expired products. You may instead exchange for two equal-value products free.
120 minutes for 96 (85 scoreable questions plus 11 pretest questions) questions. The online engine simulates the formal test atmosphere — practice anywhere, so the clock feels familiar on the day.
Yes:
Pair any official course with the 120 practice questions for the Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) — answers expert-verified, suitable for any level of candidate.
Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Sample Questions:
Policy loan interest rates for policies issued after June 22, 1982, may be set at:
- A. a 5% maximum or an adjustable rate permitted by law
- B. a 10% maximum
- C. an 8% maximum or an adjustable rate permitted by law
- D. an 18% maximum
Correct Answer: C 🗳️
Explanation: Only visible for ActualTestsIT members. You can sign-up / login (it's free).
A producer obtains a Hawaii Life line of authority after December 31, 2022 and intends to sell annuity products. Before soliciting an annuity sale, the producer must complete:
- A. a two-credit ethics course only
- B. no additional training until the first license renewal
- C. a one-time four-credit annuity training course
- D. ten hours of securities training only
Correct Answer: C 🗳️
Explanation: Only visible for ActualTestsIT members. You can sign-up / login (it's free).
Which life insurance product combines flexible premium characteristics with investment performance based on separate accounts selected by the policyowner?
- A. Credit Life
- B. Variable Universal Life
- C. Ordinary Whole Life
- D. Decreasing Term Life
Correct Answer: B 🗳️
Explanation: Only visible for ActualTestsIT members. You can sign-up / login (it's free).
How many years are producers required to keep records for Continuing Education?
- A. 2
- B. 4
- C. 3
- D. 1
Correct Answer: B 🗳️
Explanation: Only visible for ActualTestsIT members. You can sign-up / login (it's free).
A Hawaii insurance producer is the subject of an administrative action in another state. The matter reaches final disposition on March 1. The producer must generally report the action to the Hawaii Insurance Commissioner within:
- A. 60 days
- B. 30 days
- C. 10 days
- D. 15 days
Correct Answer: B 🗳️
Explanation: Only visible for ActualTestsIT members. You can sign-up / login (it's free).
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