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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. Why do lenders need liquidity?

A) so they can put their money in long-term assets
B) so they have the funds to originate more loans
C) so loans can be packaged together to create MBSs
D) to qualify for FHA insurance

2. Which of these ownership concepts gives each co-owner the right to possession of the whole property?

A) undivided interest
B) equitable interest
C) sole proprietorship
D) unity of time

3. How is a promissory note secured?

A) by the disbursement of funds
B) by referencing a security instrument
C) by the attachment of a mortgage-backed security
D) by the statute of frauds

4. Alexa and Harrison have gone over every term and condition in the contract they have drawn up for the sale of Alexa's racehorse to Harrison. Neither party has any questions or desire to change anything about the agreement. Which essential element of a valid contract appears to have been realized?

A) reality of consent
B) mutual assent
C) consideration
D) lawful objective

5. In Virginia, how many years do records need to be kept for?

A) one year
B) five years
C) two years
D) three years

Solutions: